How Circulate works

Trade without cash. Earn credits when you sell, spend them when you buy.

What are credits?
Credits are Circulate's internal trading currency. They aren't money and can't be cashed out. They simply keep value moving inside the community.
How do I get credits?
We credit every new account with 125.00 credits at signup so you can start trading right away. From there you earn more by selling goods or services to other members, or you can buy a top-up.
What if I run out of credits?
Sell something you no longer need, or buy a credit top-up. Wallets cannot go below zero, so you'll never owe the platform anything.
Is there a fee?
A 6% fee is taken from each completed trade and held in a shared platform reserve.